Attention homeowners in Yreka and Siskiyou County: Get an Appraisal today!

The top seven reasons why CA homeowners order from Mark Gilman Appraisal:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to cut a monthly mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a CA divorce, where real estate needs to be divided
To determine the true market value of property in question to settle an estate

Own a home in or near Yreka, CA and need help determining the value of it?
Contact Mark Gilman Appraisal.

At Mark Gilman Appraisal, we understand the particular needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value opinion than yours.

Appraisals to cancel PMI

A popular way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We are qualified in helping consumers just like you rid yourselves of unneeded PMI insurance.

Challenge property tax assessments

Lets say you live in a region that is going down -- your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting a professional appraisal from Mark Gilman Appraisal is your perfect weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Mark Gilman Appraisal can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for accuracy? Mark Gilman Appraisal offers field reviews where we go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.